The payment layer for your API.

x402 middleware for any API. Open, credentialed, or agent-gated. Payments settle on XRPL in seconds (XRP, RLUSD, or MPT), with VAT breakdown and ISO 20022 export built in.

terminal

$npm install @hliosone/ed4l02-x402

Business

Merchant

Accept x402 payments — XRP, RLUSD, or MPT
Revenue dashboard + automated FR / CH VAT
ISO 20022 CAMT.053 export
AML / OFAC + Travel Rule built in
Off-ramp to fiat + treasury yield

Individual

Human / Agent XRPL KYC

On-chain KYC via Swiss eID / EUDI
Delegate to AI agents (EDEL_AGENT)
Agents pay credential-gated APIs for you
Fund agents with fiat (on-ramp) or swap
Every agent payment AML-screened

Open-source middleware

Any API. Any framework. One line.

Drop the middleware into Express, Next.js, Hono, or Cloudflare Workers. Your route is paid. No API keys, no subscriptions, no bank account required.

app.get("/api/data", xrpl402Express({ payTo: "r…", amount: "1000000" }), handler)

ExpressNext.jsHonoCF Workers

Multi-asset

XRP, RLUSD, or MPT.

XRPNative drops, instant

RLUSDStablecoin IOU

MPTXLS-33 token

Access modes

Open or gated.

Mode · LogicCredential

Open

Any wallet, pay and go

none

XLS-70 gate

AND: must hold all credentials

KYC_OVER_18 +

AI agent delegation

Agents pay for humans.

Human

KYC

→

Agent

EDEL_AGENT

→

Gate

verifies

The facilitator traces the agent to the human's verified identity. No credentials shared, no keys exposed.